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How Does the Bank Work?
To access a bank in The Elder Scrolls Online, you have to find a banker in a major town (Can also purchase a bank assistant via the crown store). The location of a bank can be identified by a chest symbol on the map or on the shop banners.
Whenever you access your bank you will see 2 tabs. One tab is for depositing items and the other is for withdrawing items. Any item can be stored in a bank vault and this storage space is shared between the various characters, which means that your bank is account wide. There is no need to mail items to various characters as you can store items in your bank and access them from any of your characters.
It is also possible to craft directly with resources stored in the bank vault. Therefore, it’s important to pay attention to what items you use for extraction or research because you can choose between items in your inventory and items stored in the bank.
How to Upgrade Your Bank Space
You can buy bank slots by purchasing upgrades from any banker, including the banker assistant you can purchase from the crown store. Simply talk to the banker, open your bank, and look at the bottom of you screen. you can then press the F (default) key to buy a bank space upgrade for the listed price.
Bank space upgrades can also be purchased for 1,000 crowns each in the Crown Store. Please note that this does not affect the cost per upgrade at a Banker. Therefore, increasing to 150 slots will cost 42,700 gold regardless of whether the preceding eight upgrades were bought at a Banker or in the Crown Store. So, if you’re looking to get the most bang for you buck out of your Crowns then you should purchase the early cheap upgrades using Gold and save your Crowns for the later, more expensive upgrades.
Your account starts off with 60 bank slots by default, however, your bank space is doubled if you subscribe to ESO Plus. You can find the relevant prices & slot numbers below:
Upgrade Price and Space Chart
|Gold Cost Per Upgrade (10 Slots)||Total Slots Without ESO Plus||Total Slots With ESO Plus||Cumulative Gold Cost|
ESO Plus & Your Bank
As long as you have an active subscription to ESO Plus, your bank space will be doubled as mentioned above. If your subscription ever lapses your items will still be stored in your bank and you can remove items at your leisure. However, if you are over your maximum slots without ESO plus then you will not be able to deposit any items into your bank.
Example: You are subscribed to ESO plus and you have 200 bank slots available and are using 150 of those slots. You then let your ESO plus membership lapse and your bank slots then go down to 100. You still have your 150 items stored safely in the bank, however, you are now over the 100 slot limit and will not be able to deposit anything else into your bank until you either renew your subscription and regain your 200 slots or remove enough items to be below your 100 slot limit without ESO plus.